Hospital Cover (Demo)
Hospital stays, surgery and serious illness lump sum. Needs a state health insurance card.
At a glance
- Six sum insured levels, from VND 30 million to VND 1.2 billion.
- Hospital room and board, surgery, intensive care and doctor fees, for an illness or an accident, up to the plan's sum insured each year.
- Listed serious illness: 90 days from the start of cover.
- Not covered: a condition you had, or had symptoms of, before cover started.
- Not covered: cosmetic or beauty treatment.
- Illness: 30 days from the start of cover.
Who can join
- Entry from 15 days old up to age 60.
- Age is counted at your last birthday before cover starts.
Sources differ
Demo filing summary says: Age is counted at your next birthday.
- Everyone insured must hold a Vietnamese state health insurance (BHYT) card.
- A child under 6 must join together with a parent who is on the same or a higher plan.
- Sold through the demo bank channel (fictional).
What it covers
- Pays for hospital stays, surgery and intensive care, and a one-off lump sum if you are diagnosed with a listed serious illness. Everyone insured needs a Vietnamese state health insurance card.
- Hospital room and board, surgery, intensive care and doctor fees, for an illness or an accident, up to the plan's sum insured each year.
- A one-off lump sum of 50% of the sum insured when a listed serious illness is first diagnosed. Paid once.
- Six sum insured levels, from VND 30 million to VND 1.2 billion.
- The rules refer to a list of serious illnesses. The list is not published in this demo. Gap: not in the demo data
Waiting periods
| Cover | Days | Wording |
|---|---|---|
| Illness | 30 | Illness: 30 days from the start of cover. |
| Serious illness | 90 | Listed serious illness: 90 days from the start of cover. |
| Accident | 0 | Accident: no waiting period. |
What it does not cover
- Not covered: a condition you had, or had symptoms of, before cover started.
- Not covered: cosmetic or beauty treatment.
- Not covered: war, terrorism and riots.
Price
- Price depends on the plan and on age. Five age bands, from 0 to 5 up to 51 to 60.
Per person per year. Data as of 2026-11-04.
Hospital Cover H1
Sum insured: VND 30,000,000
| Age | Price (VND) |
|---|---|
| 0 to 5 | 250,000 |
| 6 to 17 | 180,000 |
| 18 to 35 | 200,000 |
| 36 to 50 | 310,000 |
| 51 to 60 | 470,000 |
Hospital Cover H2
Sum insured: VND 60,000,000
| Age | Price (VND) |
|---|---|
| 0 to 5 | 425,000 |
| 6 to 17 | 306,000 |
| 18 to 35 | 340,000 |
| 36 to 50 | 527,000 |
| 51 to 60 | 799,000 |
Hospital Cover H3
Sum insured: VND 150,000,000
| Age | Price (VND) |
|---|---|
| 0 to 5 | 850,000 |
| 6 to 17 | 612,000 |
| 18 to 35 | 680,000 |
| 36 to 50 | 1,054,000 |
| 51 to 60 | 1,598,000 |
Hospital Cover H4
Sum insured: VND 300,000,000
| Age | Price (VND) |
|---|---|
| 0 to 5 | 1,450,000 |
| 6 to 17 | 1,044,000 |
| 18 to 35 | 1,160,000 |
| 36 to 50 | 1,798,000 |
| 51 to 60 | 2,726,000 |
Hospital Cover H5
Sum insured: VND 600,000,000
| Age | Price (VND) |
|---|---|
| 0 to 5 | 2,375,000 |
| 6 to 17 | 1,710,000 |
| 18 to 35 | 1,900,000 |
| 36 to 50 | 2,945,000 |
| 51 to 60 | 4,465,000 |
Hospital Cover H6
Sum insured: VND 1,200,000,000
| Age | Price (VND) |
|---|---|
| 0 to 5 | 3,750,000 |
| 6 to 17 | 2,700,000 |
| 18 to 35 | 3,000,000 |
| 36 to 50 | 4,650,000 |
| 51 to 60 | 7,050,000 |
After you choose
- Cover duration: not published in this demo. Gap: not in the demo data
- How to buy: not published in this demo. Gap: not in the demo data
- How to claim: not published in this demo. Gap: not in the demo data
- Renewal: not published in this demo. Gap: not in the demo data
- Cancellation: not published in this demo. Gap: not in the demo data
- Payment options: not published in this demo. Gap: not in the demo data
- Contact details: not published in this demo. Gap: not in the demo data
Questions
Who can buy this?
Entry from 15 days old up to age 60. Age is counted at your last birthday before cover starts. (Sources differ. Demo filing summary says: Age is counted at your next birthday.)
What does it cover?
Hospital room and board, surgery, intensive care and doctor fees, for an illness or an accident, up to the plan's sum insured each year. A one-off lump sum of 50% of the sum insured when a listed serious illness is first diagnosed. Paid once. The rules refer to a list of serious illnesses. The list is not published in this demo.
What is not covered?
Not covered: a condition you had, or had symptoms of, before cover started. Not covered: cosmetic or beauty treatment. Not covered: war, terrorism and riots.
How long before I am covered?
Illness: 30 days from the start of cover. Listed serious illness: 90 days from the start of cover. Accident: no waiting period.
How much does it cost?
Six sum insured levels, from VND 30 million to VND 1.2 billion. Price depends on the plan and on age. Five age bands, from 0 to 5 up to 51 to 60.
Do I need anything before I join?
Everyone insured must hold a Vietnamese state health insurance (BHYT) card. A child under 6 must join together with a parent who is on the same or a higher plan.
Sources and freshness
- Sources
- Demo rules
- Data as of
- 2026-11-04
- Valid from
- 2026-01-01
- Age is counted at your last birthday before cover starts.
Sources differ
Demo filing summary says: Age is counted at your next birthday.
How this was built
How this was built
- FHIR store
- Mapping layer
- Public read model
- This page
The API is the product. This site is one client of it.
Each fact
Pays for hospital stays, surgery and intensive care, and a one-off lump sum if you are diagnosed with a listed serious illness. Everyone insured needs a Vietnamese state health insurance card.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:overview]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Entry from 15 days old up to age 60.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:age_entry]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Age is counted at your last birthday before cover starts.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:age_basis]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Sources differ
Everyone insured must hold a Vietnamese state health insurance (BHYT) card.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:card_required]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
A child under 6 must join together with a parent who is on the same or a higher plan.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:child_with_parent]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Illness: 30 days from the start of cover.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:wait_illness]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Listed serious illness: 90 days from the start of cover.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:wait_serious_illness]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Accident: no waiting period.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:wait_accident]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Hospital room and board, surgery, intensive care and doctor fees, for an illness or an accident, up to the plan's sum insured each year.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:benefit_hospital]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
A one-off lump sum of 50% of the sum insured when a listed serious illness is first diagnosed. Paid once.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:benefit_serious_illness]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Not covered: a condition you had, or had symptoms of, before cover started.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:preexisting]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Not covered: cosmetic or beauty treatment.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:excl_cosmetic]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Not covered: war, terrorism and riots.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:excl_war]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Six sum insured levels, from VND 30 million to VND 1.2 billion.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:sum_insured_levels]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
The rules refer to a list of serious illnesses. The list is not published in this demo.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:serious_illness_list]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Gap: not in the demo data
Price depends on the plan and on age. Five age bands, from 0 to 5 up to 51 to 60.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:price_basis]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Sold through the demo bank channel (fictional).
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:where_sold]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Checked against the demo rules
Cover duration: not published in this demo.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:cover_period]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Gap: not in the demo data
How to buy: not published in this demo.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:how_to_buy]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Gap: not in the demo data
How to claim: not published in this demo.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:how_to_claim]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Gap: not in the demo data
Renewal: not published in this demo.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:renewal]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Gap: not in the demo data
Cancellation: not published in this demo.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:cancellation]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Gap: not in the demo data
Payment options: not published in this demo.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:payment]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Gap: not in the demo data
Contact details: not published in this demo.
- FHIR record
- InsurancePlan/demo-hospital
- Field
- extension[fact:contact]
- Source
- Demo rules
- As of
- 2026-11-04
- Review status
- Gap: not in the demo data