Comprehensive Health Cover (Demo) and Hospital Cover (Demo)
Who can join
Hospital Cover (Demo)
- Entry from 15 days old up to age 60.
- Age is counted at your last birthday before cover starts.
Sources differ
Demo filing summary says: Age is counted at your next birthday.
- Everyone insured must hold a Vietnamese state health insurance (BHYT) card.
- A child under 6 must join together with a parent who is on the same or a higher plan.
- Sold through the demo bank channel (fictional).
What it covers
Comprehensive Health Cover (Demo)
- Hospital room and board, surgery, intensive care and cancer treatment costs, for an illness or an accident, on all plans. Treatment costs are paid as hospital costs. There is no lump sum for serious illness.
- Outpatient visits and prescribed medicines on plans C3, C4 and C5.
- Dental treatment on plans C4 and C5, up to VND 10 million a year.
- Maternity costs on plans C4 and C5, after the 270-day wait.
- Children aged 1 to under 10 pay 15% of each claim themselves.
- Five plans, from VND 50 million to VND 1 billion a year.
- The rules refer to a list of chronic and special conditions. The list is not published in this demo. Gap: not in the demo data
Hospital Cover (Demo)
- Hospital room and board, surgery, intensive care and doctor fees, for an illness or an accident, up to the plan's sum insured each year.
- A one-off lump sum of 50% of the sum insured when a listed serious illness is first diagnosed. Paid once.
- Six sum insured levels, from VND 30 million to VND 1.2 billion.
- The rules refer to a list of serious illnesses. The list is not published in this demo. Gap: not in the demo data