> DEMONSTRATION ONLY. This site shows what technology can do. The data here is NOT current. It may be wrong or out of date. TCGI does not promise it is accurate. Do not use it to buy, claim or decide anything. For current product information, contact TCGI. Products shown are fictional.

> expires_at: 2026-11-13T02:07:00+07:00

## Comprehensive Health Cover (Demo)

Hospital stays on every plan. Outpatient on plans C3, C4 and C5. Dental and maternity on plans C4 and C5. A flat price per plan.

URL: https://sandbox.itgives.link/en/products/comprehensive

### Summary

- Wide health cover: hospital stays and surgery on every plan, outpatient visits on plans C3, C4 and C5, and dental and maternity on plans C4 and C5. A flat price per plan, whatever your age.

### Not for you if

- Not for you if you are older than 60. (demo-comprehensive.age_entry)
- Not for you if you are younger than 1. (demo-comprehensive.age_entry)

### Covers this if you need

- Covers hospital stay on every plan. Hospital room and board, surgery, intensive care and cancer treatment costs, for an illness or an accident, on all plans. Treatment costs are paid as hospital costs. There is no lump sum for serious illness. (demo-comprehensive.benefit_hospital)
- Covers outpatient on plans C3, C4 and C5 only. Outpatient visits and prescribed medicines on plans C3, C4 and C5. (demo-comprehensive.benefit_outpatient)
- Covers dental on plans C4 and C5 only. Limit: VND 10,000,000. Dental treatment on plans C4 and C5, up to VND 10 million a year. (demo-comprehensive.benefit_dental)
- Covers maternity on plans C4 and C5 only. Waiting period: 270 days. Maternity costs on plans C4 and C5, after the 270-day wait. (demo-comprehensive.benefit_maternity, demo-comprehensive.wait_maternity)
- Pays for part of serious illness. Paid: the treatment costs of a serious illness. Not paid: a lump sum when a serious illness is diagnosed. Hospital room and board, surgery, intensive care and cancer treatment costs, for an illness or an accident, on all plans. Treatment costs are paid as hospital costs. There is no lump sum for serious illness. (demo-comprehensive.benefit_hospital)
- Pays for part of accident. Paid: treatment costs after an accident. Not paid: a payment for death or permanent disability. Hospital room and board, surgery, intensive care and cancer treatment costs, for an illness or an accident, on all plans. Treatment costs are paid as hospital costs. There is no lump sum for serious illness. (demo-comprehensive.benefit_hospital)

### Who can join

- Entry from age 1 up to age 60.
- No state health insurance card is needed.
- A child can be insured on their own. No parent has to join.
- Sold through demo agents and the demo bank channel (fictional).

### Benefits

- Hospital room and board, surgery, intensive care and cancer treatment costs, for an illness or an accident, on all plans. Treatment costs are paid as hospital costs. There is no lump sum for serious illness.
- Outpatient visits and prescribed medicines on plans C3, C4 and C5.
- Dental treatment on plans C4 and C5, up to VND 10 million a year.
- Maternity costs on plans C4 and C5, after the 270-day wait.
- Children aged 1 to under 10 pay 15% of each claim themselves.
- Five plans, from VND 50 million to VND 1 billion a year.
- The rules refer to a list of chronic and special conditions. The list is not published in this demo. (Gap: not in the demo data)

### Benefits by plan

| Plan | Sum insured (VND) | Hospital stay | Outpatient | Dental | Maternity |
|---|---|---|---|---|---|
| Comprehensive Health Cover C1 | 50,000,000 | yes | no | no | no |
| Comprehensive Health Cover C2 | 100,000,000 | yes | no | no | no |
| Comprehensive Health Cover C3 | 200,000,000 | yes | yes | no | no |
| Comprehensive Health Cover C4 | 400,000,000 | yes | yes | yes | yes |
| Comprehensive Health Cover C5 | 1,000,000,000 | yes | yes | yes | yes |

Plans C1 and C2 include the same benefits. The only differences between them are the sum insured and the price.
Plans C4 and C5 include the same benefits. The only differences between them are the sum insured and the price.

### Waiting periods

- General illness: 30 days from the start of cover.
- Listed chronic and special conditions: 120 days from the start of cover.
- Maternity: 270 days from the start of cover.
- Accident: no waiting period.

### Exclusions

- Not covered: a condition you had, or had symptoms of, before cover started.
- Not covered: cosmetic or beauty treatment.
- Not covered: experimental treatment and treatment that is not proven.
- Not covered: injury the insured person causes on purpose.
- Not covered: war, terrorism and riots.

### After you choose

- Cover duration: not published in this demo. (Gap: not in the demo data)
- How to buy: not published in this demo. (Gap: not in the demo data)
- How to claim: not published in this demo. (Gap: not in the demo data)
- Renewal: not published in this demo. (Gap: not in the demo data)
- Cancellation: not published in this demo. (Gap: not in the demo data)
- Payment options: not published in this demo. (Gap: not in the demo data)
- Contact details: not published in this demo. (Gap: not in the demo data)

The same topics for every product, side by side: https://sandbox.itgives.link/en/guides/after-you-choose

### Price rule

- A flat price per plan per year. Age does not change the price.

### Price

Flat price person per year.

| Plan | Sum insured (VND) | Price (VND) | As of |
|---|---|---|---|
| Comprehensive Health Cover C1 | 50,000,000 | 1,900,000 | 2026-11-04 |
| Comprehensive Health Cover C2 | 100,000,000 | 3,400,000 | 2026-11-04 |
| Comprehensive Health Cover C3 | 200,000,000 | 6,100,000 | 2026-11-04 |
| Comprehensive Health Cover C4 | 400,000,000 | 10,500,000 | 2026-11-04 |
| Comprehensive Health Cover C5 | 1,000,000,000 | 21,000,000 | 2026-02-01 (stale: this price may be out of date, it was last verified on this date) |

### FAQ

**Who can buy this?**

Entry from age 1 up to age 60.

**What does it cover?**

Hospital room and board, surgery, intensive care and cancer treatment costs, for an illness or an accident, on all plans. Treatment costs are paid as hospital costs. There is no lump sum for serious illness. Outpatient visits and prescribed medicines on plans C3, C4 and C5. Dental treatment on plans C4 and C5, up to VND 10 million a year. Maternity costs on plans C4 and C5, after the 270-day wait. The rules refer to a list of chronic and special conditions. The list is not published in this demo.

**What is not covered?**

Not covered: a condition you had, or had symptoms of, before cover started. Not covered: cosmetic or beauty treatment. Not covered: experimental treatment and treatment that is not proven. Not covered: injury the insured person causes on purpose. Not covered: war, terrorism and riots.

**How long before I am covered?**

General illness: 30 days from the start of cover. Listed chronic and special conditions: 120 days from the start of cover. Maternity: 270 days from the start of cover. Accident: no waiting period.

**How much does it cost?**

Five plans, from VND 50 million to VND 1 billion a year. A flat price per plan per year. Age does not change the price. (The price of plan C5 may be out of date. It was last verified on 2026-02-01.)

**Do I need anything before I join?**

No state health insurance card is needed. A child can be insured on their own. No parent has to join.

### Sources

- Demo rules

as_of: 2026-11-04